Home loan is a secured loan given to individuals who aspire to build or buy a house. The property so purchased is mortgaged in the name of the lending institution as security, till the time the loan is fully repaid.
The lending institution will hold the original property related documents till the time the loan is fully repaid along with the interest.
To buy a house, be it under construction, ready or resale property, the residence buyer can seek for loan from banks or financial institutions through financial advisors or home loan agents.
It should be noted that the terms and conditions of the housing loan can differ widely in terms of loan amount, maturity period, interest rate, repayment mode, etc.
we have been instrumental and successful home loan advisors providing home loans to salaried individuals, self employed, professionals and NRIs to procure home loans at best terms.
Our home loan advisors strive to provide you the home loan deals at the cheapest rate of interest.
Surly joint application can be processed but decision varies bank to bank.