Agriculture Loan

An agriculture loan is an overdraft facility which could be used to meet the cost of farming, cultivation and working capital activities for agri-business and associated activities. This loan could also be used for buying cattle, purchase of equipment for farming and irrigation and other agricultural requirements.

Agriculture loans are generally low interest loans that farmers can avail to run their farming business more efficiently.

  • Ideally, the applicant should fall in the age bracket of 18-70 years
  •  Should cultivate agricultural land
  • Purchase agricultural land.
  • Purchase farming and irrigation equipment
  •  Cover operating expenses
  •  Purchase cattle and livestock
  • Cover storage/ warehouse expenses
  • Help with the marketing expenses
  • Simplified documentation
  • Easy and convenient loan
  • Flexible loan repayment options based on your income
  • Attractive interest rates
  • No hidden charges
  • Quick processing
  • Non-mortgage loans are also available with certain lenders

Agriculture Loan FAQ

An agriculture loan is an overdraft facility which could be used to meet the cost of farming, cultivation and working capital activities for agri-business and associated activities.

Farmer Finance supports you using a whole farm approach – support in all aspects of agriculture. Our agriculture loans meet your both short term and long term credit needs.

  1. Retail Agri Loan – Kisan Credit Card / Kisan Card 
    Kisan Credit Card (KCC) is a specially designed credit card for farmers. This card gives you the facility of a hassle free and convenient credit to meet your day to day farming requirements. 
  2. Long term Loan for agriculture & allied activities (Agri Term Loan) 
    You can get term loans to buy cattle or agriculture equipment as a part of the Agricultural Term Loan (Agri TL) scheme . Repay these loans over a period of 3-4 years in monthly/Half yearly/ Yearly instalments as per your convenience.
    Agriculture loans:
    • Simplified documentation
    • Easy and convenient loan
    • Flexible loan repayment options based on your income
    • Attractive interest rates
    • No hidden charges
    • Quick processing
    • Non-mortgage loans are also available

You need to submit the following documents while availing the loan:

  • Simplified application form
  • KYC Documents
  • Land documents
  • Security PDC
  • Any other document, as per sanction condition